Mortgage Top-Ups

In this section

If you already have a mortgage with ICS Mortgages, you may be able to apply for a top-up mortgage to borrow additional funds, subject to lending criteria.

Top-ups are available on our current variable interest rate.

Criteria

  • Borrow up to 80% of the value of your property (70% LTV for Buy to Let Mortgages)

  • Between 5 to 30 year terms available (subject to the age of borrower(s))

  • Minimum Top-up amount of €20,000

We will consider Top-ups for the following purposes:

  • Home extensions or general home improvements

  • Educational fees or medical expenses

  • Refinance of property related loans taken in the past 3 years

Our customer service team can explain exactly what is involved in Topping-up.

E-mail Us

Warnigns

Lending criteria, terms and conditions apply and are subject to change.

WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit, a hire purchase agreement, a consumer-hire agreement or a BNLP agreement in the future.

WARNING: Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it. The payment rates on this housing loan may be adjusted by the lender from time to time.

Warning: This new credit may take longer to pay off than your previous credit. This means you may pay more than if you paid off your credit over a shorter term

Useful Information

Flexible Options

Find out more about how we can help you with your repayment difficulties.

Learn More

Rates

A competitive range of fixed and variable rates to our customers.

Learn More

Complaints Process

At ICS Mortgages we always strive to offer the highest levels of support to our mortgage customers.

Learn More

Customer Service

We assist and support you throughout your mortgage term.

Learn More

Ready to apply? Start your application today

Get Started
Woman on phone