Buy-to-Let Mortgages

Mortgage options for property investors, including first-time and experienced landlords.

Apply Now
buy-to-let apartments and houses

Mortgage Specialists

A range of flexible and tax efficient mortgages.

Over 160 Years Experience

We’ve been supporting home-buyers since 1864.

Award Winning

Best Mortgage for public sector sector workers - Public Sector Magazine 2026 Best Mortgage for property Investment 2023 - AIMA

Majority Irish-Owned

Residential mortgage lender in the Irish market.

Key Features & Criteria

With over 12 years experience in the Buy-To-Let Market, ICS Mortgages are one of Irelands leading providers of residential Buy-To-Let mortgages. Whether you are an established landlord or this is your first Investment Property, or looking to refinance your portfolio, we have options to suit your needs.

ICS Mortgages offer loans to Individuals, Companies (via Special Purpose Vehicles) and Pension Unit Trust.

For further information, please contact us at 0818 427 427 or email icsdirect@dilosk.com
Alternatively, please contact one of the listed brokers and they would be delighted to discuss our mortgage products with you.

Fees and Charges

Terms of business

View or full list of features and Criteria below.

Ready to apply? Start your application today

Rates from

5.30%

Check your eligibility

If you would like one of our lending Managers to contact you, send us a message.

Warnings

Lending criteria, terms and conditions apply and are subject to change.

WARNING: Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it. The payment rates on this housing loan may be adjusted by the lender from time to time.

WARNING: If you do not keep up your repayments you may lose your home.

WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit, a consumer hire purchase agreement, a consumer or a BNPL agreement in the future.

Warning: The cost of your monthly repayments may increase.

WARNING: The entire amount that you have borrowed will still be outstanding at the end of the Interest Only Period.

Streamlined Process

Our qualified mortgage professionals will work with you to ensure your loan is processed as smoothly and as efficiently as possible.

Enquiry

Assessment & Application

Approval

Drawdown

Buy-to-Let property Refinance Guide

Download our Guide on what to look out for when refinancing your property portfolio.

couple searching first time buyers guide

Common Questions

Whether you are an established landlord or this is your first Buy-to-Let Mortgage we’ve gone ahead and answered some questions you might have.

More FAQs

Useful Information

Terms & Conditions

Lending criteria, terms and conditions apply and are subject to change. The property is mortgaged to secure the loan. Life and home insurance are required. The maximum mortgage is 70% of the property value.

Dilosk DAC trading as Dilosk and ICS Mortgages is regulated by the Central Bank of Ireland. For more information contact ICS Mortgages, phone: 1890 427 427, email: icsdirect@dilosk.com or contact your local Mortgage Broker. We’d be delighted to do business with you.