General fees and Charges
| Standard Fees and Charges Applied | |
|---|---|
| Unpaid Direct Debit | €12 |
| Interest surcharge (arrears) Subject to the mortgagee arrears requirements in the Consumer Protection Code 2025 (Regulation 232), we may charge surcharge interest if you are in arrears and not cooperating. | 0.4% per month |
| Charges Applied when requesting deeds | |
|---|---|
| Accountable Trust Receipt – This fee is charged when a Solicitor requests the Title Deeds on behalf of our customers. The fee is not applicable where our customers are seeking additional funds on the same security. | €63 |
| Security Release Fee | €120 |
| Third Party Fees and Charges Applied | |
|---|---|
| Third Party Fees and Charges | There may be other charges associated with your mortgage payable directly by you to third parties, e.g. Solicitor Fees, Valuation Fees, Surveyor Fees. |
| Valuation Fee | €185 for single valuation for an owner occupier mortgage. List of Buy to Let valuation fees listed below. |
The Fees and Charges list below apply to:
Buy-to-Let Mortgages (Individual, company and Pension unit trust)
Housing Bridging loans.
| Application / Arrangement Fees | |
|---|---|
| New Buy-to-Let Mortgage Application Fee | 0.5% (half a percent) of mortgage amount. This is capped to a maximum amount of €1,500 for an individual. There is no cap for Companies, Unit Trusts or SPV’s. |
| Housing Bridging loan fees | Arrangement fee of 1% and Exit fee of 0% |
| Legal Fees and Charges Applied | ||
|---|---|---|
| Buy-to-Let Legal Fee | BTL Legal Fees for Individuals | €1,050 plus VAT per property for individuals |
| BTL Legal Fees for Companies | €1,500 plus VAT per property for all others |
| Third Party Fees and Charges Applied | ||
|---|---|---|
| Third Party Fees and Charges | There may be other charges associated with your mortgage payable directly by you to third parties, e.g. Solicitor Fees, Valuation Fees, Surveyor Fees. | |
| Valuation Fee | Single property / single unit up to €1m | €270 |
| Single property / Single unit over €1m | €350 | |
| Multi units, 2-4 units. | €500 | |
| Multi units 5+ units | €800 | |
| Multi units 5+ units with more than 5 tenancies and or have retail units | €1,000 |
Fees and Charges are correct as at 24.03.2026 but are subject to change.
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