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Streamlined Process

Our qualified mortgage professionals will work with you to ensure your loan is processed as smoothly and as efficiently as possible.

Enquiry

Application & Assesment

Approval

Drawdown

Call us on 0818 427 427 or contact your local mortgage broker

Download our Housing Bridging Loan Brochure.

Download

WARNING: Your property is at risk if you do not keep up payments on a mortgage or any other loan secured on it.

WARNING: If you do not keep up your repayments you may lose your home.

WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

WARNING: The payments rates on this housing loan may be adjusted by the lender from time to time. The cost of your monthly repayments may increase.

WARNING: If you have an interest Only mortgage, the entire amount that you have borrowed will still be outstanding at the end of the Interest Only period.

WARNING: You may have to pay charges if you pay off a fixed rate loan early.

WARNING: This new loan may take longer to pay off than your previous loan. This means that you may pay more than if you paid over a shorter term.

Lending Criteria, Terms and Conditions apply and are subject to change.

Rates are correct as at 13.11.2024 but are subject to change.

Dilosk DAC trading as Dilosk and ICS Mortgages is regulated by the Central Bank of Ireland.

For more information contact ICS Mortgages

PHONE: 0818 427 427

EMAIL: icsdirect@dilosk.com

Or contact your local Mortgage Broker

We’d be delighted to do business with you

Features and Benefits

Trading Down
Auction Finance
Buy To Let Renovation
Up to 70% LTV
Variable rate of 1% per month, 12% per annum
Arrangement Fee: 2%
Exit Fee 1%

For further information, please contact one of the brokers below and they would be delighted to discuss our mortgage products with you, or alternatively contact us at 0818 427 427 or email icsdirect@dilosk.com.

Fees & Charges

Standard Fees and Charges Applied

Arrangement Fee:
Exit Fee:

2%
1%

Unpaid Direct Debit

€12

Interest surcharge (arrears)

– Subject to the provision of Chapter 3 of the Central Bank of Ireland’s Code of Conduct on Mortgage Arrears.

0.4% per month

Legal Fees and Charges Applied

Accountable Trust Receipt

– This fee is charged when a Solicitor requests the Title Deeds on behalf of our customers. The fee is not applicable where our customers are seeking additional funds on the same security.

€63

Buy To Let Legal Fee's

€1,050 plus VAT per property for individuals

€1,500 plus VAT per property for SPV/Companies

Third Party Fees and Charges

There may be other charges associated with your mortgage payable directly by you to third parties, e.g. Solicitor Fees, Valuation Fees, Surveyor Fees.

Valuation Fee's
Standard Property with single unit
2-5 residential units
6-10 residential units
Mixed use (with retail unit/office)

€185
€425
€685
€685

Bridging Finance Brochure

Please see brochure for more details on Bridging Finance

Terms & Conditions

Lending criteria, terms and conditions apply. The property is mortgaged to secure the loan.

Fast, Flexible, Short Term Finance, Tailored To Your Needs

Ready to apply? Start your application today

Key Features:

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