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First time buyers
Buying your first home? We offer great Mortgage rates for First Time Buyers.
Learn MoreFlexible Mortgages For Home Owners & Buy-to-Let Investors
ICS Mortgages is a residential mortgage lender established in Ireland in 1864. We are specialists in Buy-to-Let Mortgages, Mortgages for Public Sector Workers & Housing Bridging Loans.
Mortgage Specialists
A range of flexible and tax efficient mortgages.
Over 160 Years Experience
We’ve been supporting home-buyers since 1864.
Award Winning
Best Mortgage for public sector sector workers - Public Sector Magazine 2025 Best Mortgage for property Investment 2023 - AIMA
Majority Irish-Owned
Residential mortgage lender in the Irish market.
Providing Keys to Your New Home Since 1864
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Public Sector Mortgages
Best Mortgage for Public Sector Employees 2025 by the public sector magazine. We can take your basic pay as 3 points up the salary scale, we will take 100% of allowances and overtime from previous year.
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Owner Occupier Mortgages
Flexible Repayment Options
Overpay up to 20% of your Mortgage in any Year
Flexibility throughout the term of your mortgage
A team of qualified Lending Managers are available to meet when it suits you
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Buy-to-Let Mortgages
A flexible and tax efficient Buy-to-Let Mortgage for new and existing property Investors:
5 to 15 year interest only option
35 year Capital and Repayment option
35 year Flexi option
Warnings
Lending criteria, terms and conditions apply and are subject to change.
WARNING: Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it. The payment rates on this housing loan may be adjusted by the lender from time to time.
Warning: If you do not keep up your repayments you may lose your home.
WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit, a hire purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
WARNING: You may have to pay charges if you pay off a fixed rate loan early.
Warning: The cost of your monthly repayments may increase.
Warning: The entire amount that you have borrowed will still be outstanding at the end of the Interest Only Period.
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About Us
The ICS Brand was established in Ireland in 1864 and has remained a leading and trusted brand in the mortgage market throughout its 160-year history.
We are dedicated to looking after all our customers throughout their home loan term.
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How much can I borrow?
See how much you can borrow and what you're monthly payments will be.
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Important Information
Lending criteria, terms and conditions apply. The property is mortgaged to secure the loan. Life and home insurance are required. The maximum loan amount will typically not exceed 4 times an individual’s gross annual income. The maximum mortgage is 90% of the property value for an owner occupier mortgage and 70% for a Buy to Let Mortgage. A property valuation will be required. Over 18s only.
Dilosk DAC trading as Dilosk and ICS Mortgages is regulated by the Central Bank of Ireland. For more information contact ICS Mortgages, phone: 0818 427 427, email: icsdirect@dilosk.com or contact your local Mortgage Broker. We’d be delighted to do business with you.